czysty bik jak

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czysty bik jak

Postprzez BornFrummop » niedziela, 11 sierpnia 2013, 16:15

Przyjeta w jezyku potocznym nazwa „czyszczenie bik” to usluga polegajaca na przeprowadzeniu analizy historii kredytowej kredytobiorcy i usunieciu tych wpisow, ktore obnizaja jego ocene punktowa (scoring kredytowy).
Kredytobiorca widnieje w rejestrach dluznikow przez caly okres splaty zobowiazania, a takze pozniej - w zaleznosci od umowy, jaka byl zmuszony podpisac.
Negatywna historia kredytowa w rejestrze BIK i systemie BR stanowi przeszkode w uzyskaniu kredytu na dogodnych warunkach, a niekiedy uniemozliwia uzyskanie jakiegokolwiek kredytu.

BIK TO NIE CZARNA LISTA
BIK gromadzi i udostepnia zarowno dane pozytywne, jak i negatywne. Sa to dane dotyczace splacania zobowiazan przez klientow bankow i innych instytucji ustawowo upowaznionych do udzielania kredytu.
W zwiazku z tym warto:
-cyklicznie kontrolowac swoja historie kredytowa w rejestrze BIK,
-budowac pozytywna historie kredytowa w rejestrze BIK,
-usuwac negatywna historie kredytowa z rejestru BIK.
BornFrummop
 
Posty: 222
Dołączył(a): wtorek, 6 sierpnia 2013, 22:58
Lokalizacja: Burma

Postprzez » niedziela, 11 sierpnia 2013, 16:15

 

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Postprzez imifebsh » wtorek, 3 września 2013, 07:53

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imifebsh
 
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Dołączył(a): poniedziałek, 5 sierpnia 2013, 09:10



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